From household chores to managing offices, from politics to technology, women have left no stone unturned to prove their potential. Sadly, the scenario is not the same when it comes to their health and insuring it. As per the statistics, only 30% of women own health and life insurance in India.
The reason for not buying health insurance can be manifold. Some of them are:
They might be thinking that they’re not as much risk as men, but can you ignore the stats which say:
It’s time to wake up!
When a little awareness is prevailing among the working class, insurance coverage for the non-working class is completely overlooked. It is more evident in a household with a lower income bracket. The lack of education or less awareness is another reason, apart from the financial part. However, a homemaker handles many things, right from cooking to managing the household chores, to managing the monthly budget to taking care of the kids, the responsibility is huge. When she is unable to contribute due to an illness, the male counterpart has to look for the options to manage these. This will come with an additional cost as well. Even if he/she doesn’t consider health insurance, thinking about the pocket, the outflow of expenses can be huge towards treating an illness.
In the era of inflation when medical expenses are rising at a rapid pace, baking your finances with health insurance is necessary. Moreover, by investing in health insurance, you will indirectly invest in yourself. And as a woman, you should contribute more to improve the quality of other women as well. There are women-specific health insurance plans designed specially keeping the needs of women in mind. This will ensure a solid financial back-up to treat a specific illness. Some insurance policies encourages routine health check-ups which helps in keeping a regular track of your health.
Whether single or married, women will always have to look after their families. To ensure they are available to their loved ones, women must prioritise their health. Choosing a health policy with the right cover is what can make this possible.
Source:
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4820451/