A child insurance plan offers a financial security to your child’s future at all crucial life stages. These life insurance plans are mostly money-back plans that make your child’s dreams come to life. Besides, in case of your death (parent) it offers coverage to your child’s future. A child plan is useful in many ways.
This article will throw light on how a child insurance plan works.
In a child insurance plan, the child would be the beneficiary whereas the parent would be the policyholder. The intention of buying a child insurance plan is with a motive to offer benefit to the child. An assured amount and money backs are promised by a child plan in case of the parent’s demise and the plan continues to be in force to offer benefit to the child.
A child plan in India offers the below mentioned coverage’s:
It is important that you choose the best child plan for your child to make it work as per your needs. A child plan should ideally have the following attributes:
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