We all know that life insurance offers a financial shield to our families in case of untoward situations. However, a basic life insurance may not be able to fulfill all your requirements. Therefore, life insurance riders enhance the basic life insurance policy at just an additional premium. There are so many life insurance add-ons or riders available that every life insurer may offer. You can certainly buy those as per your requirement and ask your life insurer to customize your plan accordingly.
As the name implies, life insurance riders are add-ons that offer an extra touch of benefit over your basic policy. These riders come to our rescue whenever a specific event occurs. The risk coverage that they provide is above the basic protection that any base policy offers at an additional cost apart from the life insurance premium.
However, remember that these riders offered vary from one insurer to another life insurer. You can compare life insurance riders of one life insurance Company to another.
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