If you have purchased a health insurance plan and are unaware of how you can go about the claim process, then this article rightly explains you everything you should know about health insurance claim process. Lack of knowledge and incomplete information can make your health claim settlement process seem like a cumbersome task. So simply follow the below steps to enjoy hassle-free and quick claim settlement.
Under health insurance, there are two types of claims settlement which you can avail Cashless claim settlement-under this type, you are not required to pay anything at the time of hospitalisation. Reimbursement-under this type of claim, you are required to pay the hospital bills first and then get the reimbursement from the insurer.
Cashless claim settlement process explained in detail
Reimbursement claim settlement process explained in detail
Step 1: Check if the ailment is covered
Step 2: Intimate:
Step 3: Keep the record:
Step 1: Inform the insurance company:
Step 2: Submit the original documents:
Your health insurance policy will be of good use only if you know the right way to get your claims settled. So follow the above steps for speedy claim settlement process.
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