Travel Insurance

Travel creates great memories that last a lifetime. So to let your memories be a good travel bag and nurture every moment, buy a Travel Insurance Policy!


    Need Help in choosing right product

ORplease reach out to us at (022) 4891 3051

If you live on vacation to vacation or travel like a maniac, travel insurance is a must for all the possible reasons you’d ever imagine – and a few you might not!

Travelling is an experience, each one of us wishes for a memorable one. You may precisely plan for your vacation, yet things can take a bad turn to wreck off your savings and other finances.However, if you aren’t a frequent traveller and yet wish to have a wonderful and memorable journey, travel insurance is one blessing that can offer you peace of mind and look after if something goes wrong. Travel insurance can more than pay for itself in case of delays, trip interruptions, sudden medical transportation or exigency, baggage cover, etc. But, there is much more to it. Experts suggest to not leaving your home without a travel insurance plan. Why? We decode them to you here, in a super-simple way!

Types of Travel Insurance

Individual Travel Plan

Individual Travel Insurance Plan

Individual Travel Insurance is a plan designed for a single individual or traveler. Individual Travel Insurance Plan Medical related coverage, baggage related coverage, journey related coverage, etc. You can either opt for a Single Trip Insurance Policy or Annual Multi-year Insurance Policy. You can either opt for a Single Trip Insurance Policy or Annual Multi-year Insurance Policy.

Single Trip Insurance

Single Trip Insurance Plan

Single Trip Insurance Policy covers Loss of checked-in baggage, daily allowance in case of hospitalization, Burglary cover for the contents from your India home, Medical cover including repatriation and medical evacuation, any expenses incurred for compassionate visits, Emergency dental treatment costs, Delay of checked-in baggage, Loss of passport and other travel documents, Trip interruption and cancellation, accidental death, Personal liability cover, Evacuation due to political risks and evacuation, Hijack distress allowance, personal liability cover, etc.

Student Travel Insurance Plan

Student Travel Insurance Plan

Students might aspire to pursue higher education to countries such as Germany, UK, USA, Australia, etc. But, there are certain countries that include USA and Schengen regions that mandate to have a Student Travel Insurance Plan. It offers coverage for personal accidental cover leading to permanent disability or death, emergency evacuation in your home back in India, any medical exigencies such as death, surgery, illness, etc., dental treatments, loss of passport or the expenditure for getting a duplicate passport done, loss of baggage or any personal belongings, accidental injuries, etc.

Family Travel Insurance Plan

Family Travel Insurance Plan

You may have made plans with your beloved family for an overseas trip. With utter crystal clear research, planning and execution, you need to ensure that your journey is as memorable as you expected it to be. But, what if things didn’t turn out the way you longed for? Well, a Family Travel Insurance Plan can ease out the expenditures caused due to any eventualities while your stay abroad. It offers a comprehensive protection in a single policy and therefore they are pocket-friendly!

What are the exclusions in Travel Insurance?

Mentioned below are the exclusions in Travel Insurance:

  • Any emergency due to adventure sports.
  • Death due to suicide
  • Travelling against medical advice
  • Any expenses related to alcohol, liquor or drugs
  • Any pre-existing diseases
  • Any expenses incurred due to civil war/ terrorism.
  • AIDS/HIV treatments
  • Cosmetic, Homeopathic and Ayurveda treatments

Some of the frequently asked questions about Travel Insurance.

To ensure that you get to experience a peaceful and relaxed trip, you should compare travel insurance plans of different insurers. Here is a list of factors you can’t miss out to compare before narrowing down your search:


  • Pre-existing diseases: Ensure you read the policy terms and conditions that your insurance policy offers for pre-existing conditions.
  • Limitations on Trip Duration: Your travel insurance won’t be valid in case you surpass the pre-determined limit even a single day. Therefore, do not forget to check the number of consecutive days that you would be covered for.
  • Sports and adventurous trip: Compare travel insurance policies of different insurers to check if they offer coverage for sports or adventurous activities during your travel.
  • Personal belongings: Your insurance company would not pay you in case you act negligent to take care of your belongings. There are certain insurance providers that offer theft or accidental loss of cash in case you were pick-pocketed.
  • Missed flight: Compare travel insurance policies to check if they offer coverage in case you miss a flight.
  • Flight cancellations: You might fall sick on the day of your travel. Trip cancellation is one important factor that you should consider before buying a travel insurance plan.
  • Additional benefits: You can enhance your travel insurance plan with add-ons such as easy approval, free support, free cover for children, etc.


Every travel insurance company has a tie-up with international assistance companies that offer help in case of an exigency. Your travel insurance policy document will mention the contact numbers of these assistance companies to offer you round-the-clock help for registering a claim, organizing for repatriation, medical emergency, etc.

In case your stay gets extended, due to unavoidable reasons, you need to immediately inform your travel insurance company for permission for an extension by paying an additional premium.

No, there is no free-look period available except for annual multi-trip travel insurance policies.


You very well know that you’ve paid for it but are hoping to never require using it! When you file an insurance claim, you probably have suffered some type of loss or damage that is insured by your Insurer. This is when your Insurer offers you coverage and compensation for the losses covered or for the damages after validating your claim. So it is vital to be familiar with the claim process to avoid any headache at the later stage.

Your Policy

You may have bought an insurance policy, yet have thousands of queries and doubts. Our ‘Your Policy’ section is the fastest way to resolve your insurance related doubts and queries. All you need to do is attach your active insurance policy and write to us about your queries. We never let our customers down.

Fill your details below:

If you need help in making claim please reach out to us at

(022) 4891 3051 OR Email us with your Needs?

Calculate your Needs?

Many questions may come in your mind before buying an insurance policy. ‘How much insurance I would need, how many years I shall invest for, what would be the premium, etc.. Insurance Calculators are life-savers. They help you know your insurance needs and assess the potential costs. Grey Font brings to you various Insurance Calculators and interactive tools to help you calculate your insurance needs. In order to get better results, ensure to enter a value in all the possible fields.


Contact Us

We want to hear from you