But having a clear idea of the claim process is also very important. Usually, every travel insurance company has a designated ‘Assistance Service Provider’ (ASP), who is your one-point contact should a situation for a claim arise. Inform the ASP at the soonest possible in case you want to register a claim in the foreign country or after coming back to India. Do not forget to attach the original travel ticket or boarding pass and the original or a photocopy of your passport that mentions the travel date.
• In case you do not get the baggage delivery of one or more checked-in luggage, you should immediately inform the Common Carrier and the ASP • Documents required: Claim settlement form mentioning the value and details of the items, Property Irregularity Report, Voucher from the Common Carrier mentioning the compensation amount for non-delivery of the items, Proof of ownership in case the amount of the value exceeds USD 100
• In case you do not get the delivery of your checked-in baggage as per the schedule that would result in a delay, promptly intimate the Common Carrier and the ASP • Documents required: Property Irregularity Report and Voucher from the Common Carrier mentioning the compensation amount for the delay
To ensure that you get to experience a peaceful and relaxed trip, you should compare travel insurance plans of different insurers. Here is a list of features you should compare before buying insurance:
Yes, you can file a claim in India within 30 days after your return, or after the trip ends
Almost all the travel insurance companies offer coverage for in-patient medical services, out-patient medical services, blood-tests, X-ray, ambulance and transportation expenses, any other diagnostic tests that may be covered under this plan, etc.
You very well know that you’ve paid for it but are hoping to never require using it! When you file an insurance claim, you probably have suffered some type of loss or damage that is insured by your Insurer. This is when your Insurer offers you coverage and compensation for the losses covered or for the damages after validating your claim. So it is vital to be familiar with the claim process to avoid any headache at the later stage.
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